Terms of Service

1. Binding Agreement Between User and Victory Debt Solutions

Welcome to the website of Victory Debt Solutions ("VDS", "we", "our", "us"). By accessing, browsing, or using our website, https://victorydebtsolutions.com ("Website"), and any associated third-party and affiliate marketing websites ("Affiliate Sites"), you ("User") agree to fully comply with and be bound by the following terms and conditions ("Terms of Service" or "Agreement"). This Agreement constitutes a legal and binding contract between you and VDS. If you do not agree with any part of these terms, you must immediately discontinue your use of our Website and services.

2. Services Provided

VDS provides comprehensive debt relief and financial advisory services. These services may include, but are not limited to, debt settlement, debt consolidation, credit counseling, and related financial solutions. We may also grant you access to third-party services and products through our Affiliate Sites. Your use of these services is strictly subject to this Agreement.

3. Mandatory User Obligations

As a condition of your use of our Website and services, you expressly agree to the following:

Provision of Accurate Information: You affirm that all information you provide to VDS is accurate, complete, and current. Misrepresentation of your information is grounds for immediate termination of your access to our services and may subject you to legal action.
Compliance with Applicable Laws: You agree to use our Website and services only for lawful purposes and in accordance with all applicable federal, state, and local laws and regulations. Unauthorized use of our services, including any attempt to interfere with the operation of our Website, will result in the termination of your access and potential legal consequences.
Prohibited Activities: You are strictly prohibited from engaging in any activity that could damage, disable, overburden, or impair our Website, or interfere with any other party’s use and enjoyment of our Website. This includes, but is not limited to, hacking, distributing viruses, or engaging in any form of denial-of-service attack.

4. Privacy Policy

Your use of our Website is also governed by our Privacy Policy (insert link), which details how we collect, use, share, and protect your personal information. By using our Website, you consent to all actions we take with respect to your information consistent with our Privacy Policy. Violation of our Privacy Policy may result in the immediate termination of your access to our services and legal action.

5. Notice of Right to Opt-Out

You have the right to opt out of specific data collection, sharing, and marketing activities at any time. Please refer to our Privacy Policy for detailed instructions on how to exercise your opt-out rights. Failure to properly follow opt-out procedures will result in the continued collection and use of your data as outlined in our Privacy Policy.

6. Robocalls, Emails, and Text Messages

By providing your contact information, including your phone number and email address, you expressly consent to receive communications from VDS, including robocalls, emails, and text messages. These communications may be for service-related purposes, account updates, or marketing and promotional purposes. Such communications may be made using automated technology. You may opt out of these communications at any time by following the opt-out instructions provided within the communication or by contacting us directly. However, opting out of service-related communications may result in the termination of your access to certain services.

7. Telephone Consumer Protection Act (TCPA) Compliance

The Telephone Consumer Protection Act (TCPA) governs the use of telemarketing calls, including robocalls and automated dialing systems. By providing your phone number and opting in to receive communications from VDS, you acknowledge and agree that you are consenting to receive such communications as permitted by the TCPA. You further agree that if you wish to withdraw your consent, you must provide clear written notice to VDS, following the procedures outlined in our communications.

8. Third-Party and Affiliate Marketing Sites

Our Website may contain links to third-party websites, including Affiliate Sites, that are not owned or controlled by VDS. VDS is not responsible for the content, privacy practices, or terms of service of these third-party websites. Accessing these sites is at your own risk, and you agree that VDS is not liable for any damages or losses arising from your use of these third-party sites.

9. Intellectual Property Rights

All content, materials, and intellectual property on our Website, including but not limited to text, graphics, logos, and software, are owned by VDS or our licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use our Website for personal, non-commercial purposes. Unauthorized use of our intellectual property may result in legal action.

10. Limitation of Liability

Limitation of Liability: To the fullest extent permitted by law, VDS shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

Your use or inability to use our Website or services;
Any unauthorized access to or use of our servers and/or any personal information stored therein;
Any interruption or cessation of transmission to or from our Website;
Any bugs, viruses, or the like that may be transmitted to or through our Website by any third party;
Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the Website.

In no event shall our total liability to you for all claims arising out of or relating to these Terms of Service or your use of the Website exceed the amount paid by you, if any, for accessing the Website or using the services.

11. Indemnification

You agree to indemnify, defend, and hold harmless VDS, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of our Website, your violation of these Terms of Service, or your infringement of any intellectual property or other rights of any third party.

12. Termination of Service

VDS reserves the right to terminate or suspend your access to our Website and services at our sole discretion, without prior notice, for any reason, including but not limited to, breach of these Terms of Service or any illegal or unauthorized use of our Website.

13. Dispute Resolution

Any disputes arising out of or relating to these Terms of Service or your use of our Website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Delaware. The arbitration decision shall be final and binding, and judgment may be entered in any court of competent jurisdiction.

14. Modification of Terms

VDS reserves the right to modify these Terms of Service at any time, and such modifications shall be effective immediately upon posting on our Website. Your continued use of the Website following the posting of changes constitutes your acceptance of such changes.

15. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any legal action or proceeding arising out of or relating to these Terms of Service shall be brought exclusively in the state or federal courts located in Delaware.

16. Contact Us

If you have any questions or concerns regarding these Terms of Service, please contact us at:

Email: support@victorydebtsolutions.com
Phone: (844) 646-0295